| Province / Territory | Total Pre-Tax Income | Federal Tax | Provincial Tax | CPP / QPP | EI | QPIP | Total Taxes | After-Tax Income | Average Tax Rate | Marginal Tax Rate |
|---|
[January 21st, 2023: this page has been updated for the 2023 tax year!]
This Canadian income tax calculator lets you convert between pre-tax (gross) income and after-tax (net) income. This calculator also provides comparisons across all provinces and territories in Canada.
Input your pre-tax income amounts in the boxes below.
For each province and territory in Canada, the outputs will display your after-tax income, total taxes paid, and average / marginal tax rates.
| Your Income Assumptions | |
|---|---|
| Employment Income | $ |
| Capital Gains | $ |
| Eligible Canadian Dividends | $ |
| Non-Eligible Dividends | $ |
| Other Income | $ |
| Total Pre-Tax Income | |
| Your RRSP Assumption | |
|---|---|
| RRSP Contribution | $ |
Employment Income: Base salary, bonus, part-time work
Capital Gains: The total amount of your capital gains
Eligible Canadian Dividends: Usually, these are dividends paid by publicly-traded Canadian companies. Enter the total amount of the dividends
Non-Eligible Dividends: Usually, these are dividends paid by private Canadian companies. Enter the total amount of the dividends
Other Income: All other income (including interest income, US dividend income, CERB payments, EI, CPP, OAS, etc.)
RRSP Contribution: The total amount of your RRSP contribution in this tax year
| Province / Territory | Total Pre-Tax Income | Federal Tax | Provincial Tax | CPP / QPP | EI | QPIP | Total Taxes | After-Tax Income | Average Tax Rate | Marginal Tax Rate |
|---|
A few notes on this analysis:
For any target amount of after-tax income, this tool tells you how much pre-tax employment income you'd need to get there.
Put another way -- if you're looking to earn a certain amount of take-home pay, this shows the salary that would be required in each province or territory to meet your goal.
| Annual After-Tax Income | $ |
Note: The pre-tax incomes shown above are approximate, as they have been rounded up to the nearest $500 increment.
This analysis lets you see how after-tax income stacks up in one region of Canada versus another.
Specifically, for a range of pre-tax employment income from $0 to $300,000 per year, these charts display the after-tax income for each region, and the implied difference in after-tax income.
Use the drop-down boxes below to select your regions of interest.
| Province / Territory #1 | |
| Province / Territory #2 |
This tool calculates your after-tax income (i.e., net paycheck) under two scenarios of your choice. For example: see how much of that raise you'll actually take-home, or compare job offers across provinces / territories.
Just select your regions of interest, input your pre-tax salary, and voila!
| Province / Territory | |||
| Pre-Tax Employment Income | $ | $ |
| QC | BC | Delta | |
|---|---|---|---|
| Pre-Tax Income | |||
| Federal Tax | |||
| Provincial Tax | |||
| CPP / QPP | |||
| EI | |||
| QPIP | |||
| Total Taxes | |||
| Annual After-Tax Income | |||
| Monthly After-Tax Income | |||
| Bi-weekly After-Tax Income | |||
| Average Tax Rate | |||
| Marginal Tax Rate |
A few notes on this analysis:
You may be interested in these related articles exploring incomes and cost of living in Canada:
If you'd prefer a spreadsheet version of this Canadian income tax calculator, you can download the excel file here. This is the file I created to work out the math before I turned this into an interactive web tool.
Disclaimer: All of the calculations on this page are provided for informational purposes only. While I've done my best to ensure the accuracy of the inputs, assumptions, and calculations, I cannot guarantee that these figures are correct.
The inputs to this calculator were sourced from: